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Resolution 98-03 RESOLUTION NO. Cf8 - :3 A RESOLUll0N OF THE CITY COUNCIL OF THE CITY OF WYLIE, TEXAS, AMENDING THE CURRENT INVESTMENT POLICY, PROVIDING FOR SCOPE OF THIS POLICY, PROVIDING FOR INVESTMENT OBJECTIVES, PROVIDING FOR AN INVESTMENT COMMITTEE, PROVIDING FOR DELEGATION OF AUTHORITY, PROVIDING INVESTMENTS STRATEGIES BY POOLED FUND GROUPS, PROVIDING FOR STANDARD OF CARE, PROVIDING FOR OTHER INVESTMENT GUIDELINES, PROVIDING FOR INVESTMENTS AUTHORIZED BY PUBLIC FUNDS INVESTMENT ACT AND INVESTMENTS UNAUTHORIZED BY CITY, PROVIDING FOR PORTFOLIO DIVE RSI FICA nON AND MATURITY LIMITS, PROVIDING FOR SELECTION OF BROKER/DEALERS, PROVIDING FOR SELECTION OF DEPOSITORIES, PROVIDING FOR SAFEKEEPING AND CUSTODY, PROVIDING FOR RECORD KEEPING AND REPORTING, PROVIDING FOR ETHICS AND CONFLICTS OF INTEREST, PROVIDING FOR POLICY REVISIONS; AND MAKING VARIOUS FINDINGS AND PROVISIONS RELATED TO THE SUBJECT. WHEREAS, the 1997 Legislature of the State of Texas enacted House Bill 2799 amending the Public Funds Investment Act; and WHEREAS, the Public Funds Investment Act, as amended, requires the City to adopt an investment policy by rule, order, ordinance or resolution; and _'t-- WHEREAS, the Public Funds Investment Act, as amended, requires the chief financial officer, and the investment officers of the city to attend investment training; and WHEREAS, the City of Wylie approves of the investment training course sponsored by the Texas Municipal League, the Government Finance Officer's Association of Texas, the Government Treasurer's Organization of Texas, and the North Central Texas Council of Government; and WHEREAS, the chief financial officer and the investment officers of the city have attended an investment training course sponsored by Texas Municipal League; and as required by the Public Funds Act; and WHEREAS, the attached investment policy and any incorporated revisions complies with the Texas Government Code, Chapter 2256, Public Funds Investment Act, Subchapter A - Authorized Investments for Governmental Entities and Subchapter B - Miscellaneous Provisions as amended, and authorizes the investment of City funds in safe and prudent investments. NOW THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF WYLIE, TEXAS: That the City of Wylie has complied with the requirements of the Public Funds Investment Act and the Investment Policy, as amended, attached hereto as "Exhibit A" is hereby adopted as the investment policy of the City effective January 13, 1998. PASSED, ADOPTED AND APPROVED by the City Council of the City of Wylie this the 13th day of January, 1998. APPfiVED: '., ~,/~ cr~ JimSwartz, Mayor I i \1 Attest: \ usan Shule~~'.\9~1I~1~~retary "~\" O' I .J., ....~~::\''t ~- alll ;<'J:~~.I~ l;~:::;'~';~~~'~'~~~':"':(' .~~~~ ....c)r '<..- " ..", (( (- ::~~ ~ r\j '.~, \ .;.;:.:::.:.../.~.:: . ..,<~~::~" . t- City of Wylie, Texas INVESTMENT POLICY Adopted May 1995 Draft Revision January 9, 1998 CITY OF WYLIE, TEXAS INVESTMENT POLICY Table of Contents I. SCOPE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . II. OBJECTIVES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Safety . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Liquidity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Diversification ................................................... Yield .......................................................... III. INVESTMENT COMMITTEE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . IV. DELEGATION OF AUTHORITY ......................................... V. INVESTMENT STRATEGY ............................................. Operating Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Debt Service Funds ............................................... Debt Service Reserve Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Special Projects and Special Purpose Funds ............................. VI. STANDARDOFCAJlE................................................. VII. INVESTMENTS AUTHORIZED BY STATE (See Appendix A for Summary List) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . VIII. INVESTMENTS NOT AUTHORIZED BY THE CITY (See Appendix A for Summary List) . . . . . . . . . . . . . . . . . . . . . . . . . IX. OTHER INVESTMENT GUIDELINES ........ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X. DIVERSIFICATION AND MATURITY LIMITS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . XI. SELECTION OF BROKERJDEALERS ..................................... XII. SELECTION OF DEPOSITORIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . XIII. SAFEKEEPING AND CUSTODY ......................................... XIV. RECORD KEEPING AND REPORTING. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . XV. ETHICS AND CONFLICTS OF INTEREST ................................. XVI. POLICY REVISIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . APPENDIX A . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . CITY OF WYLIE, TEXAS INVESTMENT POLICY I. SCOPE Chapter 2256 of Title 10 of the Local Government Code (herein after referred to as the "Public Funds Investment Act") prescribes that each city is to adopt lvritten rules governing its investment practices and to defme the authority of the investment officer. The following Investment Policy addresses the methods, procedures, and practices which must be exercised to ensure effective and judicious fiscal management of the City's funds. This Policy shall not apply to the selection, retention or other issues concerning the depositories of the City's funds in demand and time deposits as provided under Chapter 105 of the Local Government Code. This Policy shall apply to the investment and management of all funds of the City under its control, other than those expressly excluded herein or by applicable law or valid agreement. This Policy shall not supersede the restrictions on investment and use applicable to any specific fund and, in the event of any conflict between this Policy and the requirements of any fund subject hereto, the specific requirement applicable to such fund shall be followed as well as all other provisions of this Policy other than those in conflict. The Employees Deferred Compensation Agency Fund is excluded from coverage under this Policy. In order to make effective use of the City's resources, all monies shall be pooled into one investment bank account, except for those monies required to be accounted for in other bank accounts as stipulated by applicable laws, bond covenants or contracts. The imJestment bank account will be maintained by pooled jimd group jor purposes of implementing pooled fund strategies and reporting. The income derived from this pooled investment account shall be distributed by jund in accordance with the City's internal procedures. City of Wylie Investment Policy (As Revised January 9, 1998) Page 1 II. OBJECTIVES The City's principal investment objectives, in order of priority, are listed below. Safety The primary objective of the City's investment actIVIty is the preservation of principal (capital) in the overall portfolio. Each investment transaction shall seek fIrst to ensure that capital losses are avoided, whether the loss occurs from the default of a security or from erosion of market value. Liquidity The City's investment portfolio will remain sufficiently liquid to enable the City to meet operating requirements that might be reasonably anticipated. Liquidity shall be achieved by matching investment maturities with forecasted cash flow requirements, by investing in securities with active secondary markets, and by using state or local investment pools. Diversification The governing body recognizes that in a diversified portfolio, occasional measured losses due to market volatility are inevitable, and must be considered within the context of the overall portfolio's return, provided that adequate diversification has been implemented. Therefore, assets held in the common investment portfolio shall be diversified to eliminate the risk of loss resulting from one concentration of assets in a specific maturity, a specific issuer or a specific class of securities. Yield The investment portfolio goal (benchmark), against which portfolio yield is compared, will be established from time to time by the Finance Director. Recommendations by the Investment Committee will be considered when the performance measure is being established. Efforts to seek returns higher than the above goal must be consistent with risk limitations identified in this policy and prudent investment principles. City of Wylie Investment Policy (As Revised January 9,1998) Page 2 III. INVESTMENT COMMITTEE An investment committee consisting of the City Manager, Director of Finance, designated investment officer, and an outside ex-officio member, will meet on a quarterly basis. The Investment Committee shall be authorized to invite advisors to the meetings as needed including, but not limited to, the city attorney and other outside advisors. The investment officer will present a brief report of pertinent investment activities to the Investment Committee. The primary objective of the connnittcc will be to review geneIaI strategies and policies and monitor inve;:)t:ment progranl results. The primary objectives of the committee .will be to: (1) make recommendations to council regarding investment strategies as proposed by the Director, (2) approve a list of authorized brokers, dealers, banks, and pools as recommended by the Director, (3) recommend to council a list of authorized training sources for the state mandated investment training, (4) monitor program results. The committee shall include in its deliberations such topics as: performance reports, economic outlook, portfolio diversifications, maturity structure, potential risk to the city's funds, authorized brmocIs and dealeIs, and the target rate of return on the investment portfolio. The Investment Committee shall provide for minutes of it's meetings. IV. DELEGATION OF AUTHORITY Management responsibility for the investment program is delegated by the City Council to the City Manager who will designate the Finance Director as Investment Officer (hereinafter referred to as the "Director"). The Director's authority will at all times be limited by conformance with all Federal regulations, State of Texas statutes and other legal requirements City of Wylie Investment Policy (As Revised January 9,1998) Page 3 including the City Charter and City Ordinances, including this Policy. The Director shall develop and maintain written administrative procedures for the operation of the investment program consistent with this Policy. The controls shall be designed to prevent, identify and control losses of public funds arising from deviation from this Policy, fraud, employee error, misrepresentation by third parties, or imprudent actions by employees and officers of the City. With written approval from the City Manager, the Director may delegate any phase of the investment management program to members of the City staff. Such approval shall state specifically the functions such person is authorized to perform or that the person is authorized to perform all activities of the Director under this Policy. The Director shall obtain and maintain, at the City's expense, fidelity bonds for himself and each of his designees in amounts determined adequate by the Director (which shall not be less than five percent of the amounts subject to this Policy) for each fiscal year as shown by the approved budget. No person may engage in an investment transaction except as provided under the terms of this Policy and the internal procedures established by the Director. A current list of persons authorized to transact investment business and wire funds on behalf of the City shall be maintained by the Director. Training is requiredfor the Director and members of the Director's staff (investment (~fficers) must attend a training session on responsibilities within 12 month... of taking office. One-time comprehensive investment training (ie: Investment and Cash Management courses by GFOA) will be required for each investment officer. The Director and investment officers authorized to conduct transactions fc>r the City pursuant to this policy shall attend at least one investment training session for a total of ten hours of training in each two year period. Staff is also required to attend at least one professional association meeting annually. The City of Wylie will encourage its investment (~fjicers to obtain professional credentials. Mandated training must include education in investment contracts, security risk..., market risk..., and compliance with Chapter 2256, Public Funds Investment of the Government Code. Training must befrom an independent source. The independent training sources adopted by the City (~f Wylie are Texas Municipal League (1ML) , Texas City Management Association City of Wylie Investment Policy (As Revised January 9,1998) Page 4 (TCMA) , Council of Government (COG), Government Treasurer's Organization of Texas (GTOT), Government Finance Officers' Association of Texas (GFOA T). Thc Director and mcnlbcrs ofthc Dircctor's staff (ilnestment officcrs), authorized to conduct transactions for the city pur5tlant to this polic-y shall attend at least one investrncllt training session annuaH-y. Training mtlst include education in investmcnt contracts, security risks, strateg)' Iisks, market Iisks and compliance ~ith ChapteI 225G, rnblie Punds Investment of thc COvcrmncnt Code. The Cit'J ofVl-ylie ~ill encomagc it's in'\lestment officers to obtain plOfessional cIedentials. fn-At the discretion of either the City Manager or the Director and in any event upon the termination or reassignment of any member of the Director's staff authorized to conduct transactions for the City pursuant to this Policy, the authority of such person shall be revoked and such revocation of authority shall be immediately communicated by the Director orally and in writing to each and every depository, broker/dealer, investment advisor, custodian and other agency or entity with whom the City has any existing or continuing relationship in the management of its investments. v. INVESTMENT STRATEGY Investment strategies must be reviewed annually by the City Council and changes to strategies must be in written form from the City Council. Strategies must address suitability of the investment to the City of Wylie, preservation and scifety 0.( principal, marketability of the securities, liquidity, divers~fication and yield. The Ci~ of Vl-y lie maintains portfolios ~ hieh utilize fom specific investment strategy eonsideIations designed to address the unique characteristics ofthc fund gtonps Icprescntcd in the portfolios. The City of Wylie maintains portfolios by pooled .fimd group. The pooled groups utilize four spec~fic investment strategies designed to address the unique characteristics of the pooled funds represented in the portfolio. These pooled.fimd groups include Operating Funds, Debt Service Funds, Debt City of Wylie Investment Policy (As Revised January 9, 1998) Page 5 Service Reserve Fund5, and Special Projects and Special Purpose Funds. investment strategies for the funds groups are detailed below. OPERATING FUNDS: Investment strategies for operating funds have as their primary objective to assure that anticipated cash flows are matched with adequate investment liquidity. The secondary objective is to create a portfolio structure which will experience minimal volatility during economic cycles. This may be accomplished by purchasing high quality, short to medium term securities which will complement each other in a laddered structure. The dollar weighted average maturity of 365 days or less will be calculated using the stated fmal maturity dates of each security. a. Short and Very Liquid Portjblios The primary objective f()r these fund5 will be liquidity and reasonable market yield. Funds will be invested in accordance with the investment policy. The authorized securities chosen or poll utilized fbr this por~lolio will be of the highest quality and marketability supporting the City's objectives of safety and liquidity. Securities, when not matched to a specific liability, will be short term and ofa liquid nature to provide adequate liquidity fbr the City. The por~lolio shall be diversified to protect against market and credit risk in anyone sector. Diversification requirements can be fiJlly met through use of an authorized investment pool. The weighted average maturity on the pooled investment group 1vill be no greater than ninety (90) days. Because thefimds are pooled for investment purposes, the portj()lio will address the varying need5 of all funds in the pooled fund, recognizing liquidity need.5 as well as the desire to extend slightly fbr incremental return on core .fimd5 in the pool b. Slightly Longer and More Aggressive Approach The strategy of the pool is to support the o~jectives of the investment policy on these .fimds for safety and assure that cash .flows are matched .with adequate liquidity while obtaining market yield\'. This will be accomplished by purchasing quality short-term securities liquid securities in a laddered stmcture or utilizing an investment pool. The dollar If<'eight average maturity will be ISO City of Wylie Investment Policy (As Revised January 9, 1998) Page 6 days or less to accomplish this goal. The por((olio shall be diversified to protect against market and credit risk in anyone sector. Divers?fication requirements can be fully met through use of an authorized investment pool. C. Long Term Portfi)lio with Substantial Core Fund5 Investment strategies for operating fimd5 and commingled pools containing operating fimds have as their primary o~jective the assurance that anticipated cash .flows are matched with adequate investment liquidity. The o~jectives of the fimd',; will include attainment of the highest market yields. The secondary o~jective is to create a por((olio structure which lvill experience minimal volatility during economic cycles. This may be accomplished by purchasing quality, short-term and intermediate securities which will complement each other in a laddered or barbell maturity structure. These structures will be diversified as to market sector and maturity to protect the fund\' from market and credit risk. The dollar weighted average maturity of 365 days or less will be calculated using the statedfinal maturity dates of each security. Operating Funds are: General Fund Utility Fund Community Park Fund 4B Sales Tax Revenue Fund WEDC (lVylie Economic Development Corporation) Fund DEBT SERVICE FUNDS: Investment strategies for debt service funds shall have as the primary objective the assurance of investment liquidity adequate to cover the debt service obligation on the required payment date. Since this is one of the highest priorities of the City, securities will be chosen with the highest priorities of safety. Securities will be chosen for their maturity dates and not require the highest degree of diversification. Securities purchased shall not have a stated final maturity date which exceeds the debt service payment date and shall be chosen secondarily with regard to yield and divers~fication. City of Wylie Investment Policy (As Revised January 9, 1998) Page 7 Debt Service Fundr~ are: General Obligation Debt Service Fund 4B Debt Service Fund DEBT SERVICE RESERVE FUNDS: The investment strategy for the debt service reserve fund shall have as the primary objective the ability to generate a dependable revenue stream from securities with a low degree of volatility. Securities should be of high quality, with short to intermediate term maturities. ImJestment strategies for debt service reserve funds shall have as their primary objective the ability to generate a safe dependable revenue stream to the appropriate debt service fundfrom securities with a low degree of volatility. Except as may be required by the bond ordinance spectfic to an individual issue, securities should be of high quality, with short to intermediate-term maturities. These securities shall be further controlled through the purchase of securities carrying the highest yield available, within the desired maturity and quality range. Debt Service Reserve Funds are: 4B Debt Service Reserve Fund SPECIAL PROJECTS AND SPECIAL PURPOSE FUNDS: The investment strategies for special projects or special purpose fund portfolios will have as their primary objective to assure that anticipated cash flows are matched with adequate investment liquidity for the safety of the fimd5 and the completion of the targeted projects. These porffolios should include at least 10% in highly liquid securities to allowforflexibility and marketability of the securities should fund5 be needed for unanticipated pn~ject outlays. A diversified porifolio structured with laddered maturities to match anticipated cash flmvs will be used to provide a reasonable market yield in those comparable maturity sectors. The stated fmal maturity dates of securities held should not exceed the estimated project completion date. Special Projects and Special Purpose Fund5 are: 4B Capital Projects Fund Street Fund Perimeter Street Fund City of Wylie Investment Policy (As Revised January 9,1998) Page 8 ~)'ervice Center Fund Utility Constmction Fund Impact Fee Fund Fleet Replacement Fund VI. STANDARD OF CARE A. Investments shall be made with judgment and care, under prevailing circumstances, that a person of prudence, discretion, and intelligence would exercise in the management of the person's own affairs, not for speculation, but for investment, considering the probable safety of capital and the probable income to be derived. Investment of funds shall be governed by the following investment objectives, in order of priority: (1) preservation and safety of principal; (2) liquidity; and (3) diversification; and (4) yield. B. In determining whether an investment officer has exercised prudence with respect to an investment decision, the determination shall be made taking into consideration: (1) the investment of all funds, or funds under the City's control, over which the officer had responsibility rather than a consideration as to the prudence of a single investment; and (2) whether the investment decision was consistent with the written investment policy of the City. C. The Director and his staff shall recognize that the investment activities of the City are a matter of public record. Therefore, all participants in the investment process shall seek to act responsibly as custodians of the public trust. Investment officials shall avoid any transactions that might impair public confidence in the City's ability to govern effectively. City of Wylie Inves1ment Policy (As Revised January 9, 1998) Page 9 VII. INVESTMENTS AS AUTHORIZED BY THE STATE The Cit} of Vly lie is authorized to invest in the following types of investments have been authorized for investment by municipalities (see Appendix A) as specified in the Public Funds Investment Act, (Chapter 2256, Sections 9 through 14 and 16, Texas Government Code): A. U. S. Treasuries, Federal Agencies, lnstnnncntalities (1). Direct obligations of the United Staocs govennnent ~ith a matmit)- not to excced two ~ears from the date of purchase, U.S. Treasury Dills, U.S. Trea5tl1j Noocs, U.S. Treastlt)' Donds, and U.S. TreasU1)1 Strips (book (1111)1 U.S. Trcastlt)' seemities ~hose coupon has been removed). (2). Debentufes or diseOtJ.tlt notes with a matmit} not to exceed two years:6:om the date of pmehase issued by, gtlatantecd b~, or fur ~hich the credit of all~ of the fol1o~ing Pcderal Agencies and hlstmmentalities is pledged fur pa~ment. Pederal National1vlortgagc Association (R~1v1A), Federal Home Loan Dank (FIILD), Federal Parm Credit Dank (FPCD), Student Loan MMkcting Association (SLMA), and Federal I10me Loan Mortgage Corporation (PIIL1vlC). (3). Donds or other mtcrest beMing obligations of ~hich the principal and interest arc guaranteed lry the full faith and credit of the United States gOvennncnt with a staocd matmity not to exceed MO years from the date of pm chase. A scemit}'s "average life" docs not constitute a Mated matmit}. D. Certificates of Deposit and ShMe Certificates Certificates of Deposit issued lry a state or national bartk domiciled in this state, a savings and loan association domiciled in this Mate or federal credit union domiciled in this Mate whieh have been approved lry the Crt)- in accordance with Section X of this in"estment polie~ and is. (1) guaranteed or insured lry the Federal Deposit Insmanee Corporation or its StlCcessOl 01 the National Credit Union Share Insmanee F and or its successor, (2) an~ deposit exceeding FDIC insurance limits shall be fully collateralized by secmities listed in items (A. 1) and (A.2) abOve, and the collateral shall be held by the Cit)-' s third party City of Wylie Investment Policy (As Revised January 9,1998) Page 10 custodian institution. (J) Dids fm Ccrtificatcs of Dcposit may be solicited mally, in ~:riting, clect!: ol1icaHy, or in any combination of these methods. C. Repurchase Agreements Repmchase Agreements ~ith a defined tem.nnatiol1 date of 180 days OJ less on u.s. Treast:try and Federal Agcncy sccurities listed in items A.(I) and A.(J) above, collatcralizGd at a mininunn market value of 102 percent of the dollar ~alue of the tran~ction, with the accrued interest aecd1uulatc.d on the collateral included in the calculation. Repurchase Agreements shall be entered into only with dGakrs who: 1) ate recognized as primm, reporting dealers with the Market Reports Division of the Federal Resene Doatd of New York, or a financial institution doing business in this state, and 2) have an executed, Crt)- approved Master Repmch~ AgreenlCl1t. Collateral (purchased se"mitics) shall be held by the Cit}'s custodian bank as safckeeping agent, and the mmkct value of the collateral securities shall be mMked-to..fue-mmct daily based on the bid price for the previous day as reported in the "{all Street Jomnal. For the pmpose of item D of this sGction the term "collateral" shall mean "pdfChased seemities" mlder the terms of the City approved 11astcr RepmeMsc Agreement. Collateral bearing no coupon wiD have a matttrit} not to exceed five years. All other eligible eoHateral shall have a ma~ limit of ten years. D. Mutual Fmlds A no-load money market mutnal fuud that is continuously rated as to il1~estment qd~ by at least: one nationally recognized investme.nt rating fmn of not less than AAA or its equi valent. u. Connncrcial Paper (1) that has a stated matm'rt} of 270 days OJ fewer ftom the date of its issuance, and (2) is rated not less than A-I or P-l or an equi valent rating by at least. (a) two nationaUy rGcognized credit rating agencies, or (b) one nationally reeo~d credit rating agency and is fully secmed by a11 irrevocable letter of "redit issued by a bank organ1zcd and existing wdcr the laws of the United States or arry state. City of Wylie Investment Policy (As Revised January 9,1998) Page 11 f. Investment Pools hlve"tlhent Pools Htted AM or AM-m or at an equivalent rating lry at least one national rccognized rating scnice. G. Investments NOT AUTHORIZED lry State Statute (These investrnents arc popularry rtfeIIed to as "derivatives".) The Crt} ofVlylie is prohibited from imesting in the following types of investments as specified in the Public funds Investment Act, (Chapter 225G, Section 9(b), Texas GOvernment Code). (1) obligations whose payment represents the eoupon payments on the outstanding principal balance of the underlying mortgage-baek-cd seemitJ collateral and pays no principal, (2) obligations whose payment represents the pri11cipal stream of cash flow from the tl11dedyil1g mortgage-backed sccmitJ collateral and bears no interest; (3) collateralized nlortgage obligations that have a stated final matmity date of greater than 10 years, and (4) coHateumzed mortgage obligations the intoest rate of which is dctennmcd by an index that adjusts opposite to the changes in a matloct index. A. Obligations oj or Guaranteed by Governmental Entities (1) Except as provided by section VII. A (2) the following are authorized investments under the Act: (a) obligations of the United States or its agencies and instrumentalities; (b) direct obligations of this state or its agencie,,' and instrumentalities; (c) collateralized mortgage obligations directly issued by a federal agency or instrumentality of the United States, the underlying security for which is guaranteed by an agency or instrumentality of the United States; (d) other obligations, the principal and interest of which are unconditionally guaranteed or insured by, or backed by the fidlfaith and credit qt.' this state or the United States or their respective agencies and instrumentalities; and (e) obligations ql states, agencies, counties, cities, and other City of Wylie Investment Policy (As Revised January 9, 1998) Page 12 political subdivisions of any state rated as to investment quality by a nationally recognized investment ratingjirm not less than A or its equivalent. (2) The following are not authorized investments under this section: (a) obligations whose payment represents the coupon payments on the outstanding principal balance of the underlying mortgage-backed security collateral and pays no principal; (b) obligations whose payment represents the principal stream of cash flow from the underlying mortgage-backed security collateral and bears no interest; . (c) collateralized mortgage obligations that have a statedfinal maturity date of greater than 10 years; and (d) collateralized mortgage obligations the interest rate of which is determined by an index that a4justs opposite to the changes in a market index. B. Certificates of Deposit and Share Certificates A certificate of deposit is an authorized investment under this subchapter if the certificate is issued by a state or national bank domiciled in this state, a savings bank and loan a,'i.wdatioll domiciled in this state, or a state orfederal credit union domiciled in this state and is: (1) guaranteed or insured by the Federal Deposit Insurance Corporation or its successor or the National Credit Union Share Insurance Fund or its successor; (2) secured by obligations that are described in VII A. (1) including mortgage backed securities directly issued by a federal agency or instntmentality that have a market value of not less than the principal amount of the certificates, but excluding those mortgage backed securities of the nature described in VII A. (2) ; or City of Wylie Investment Policy (As Revised January 9, 1998) Page 13 (3) secured in any other manner and amount provided by lawfor deposits of the investing entity. C. Repurchase Agreements (1) AfiJlly collateralized repurchase agreement is an authorized investment under this subchapter ~(the repurchase agreement: (a) has a defined termination date; (b) is secured by obligations described in VIlA. (1) (a); and (c) requires the securities being purchased by the entity to be pledged to the entity, held in the entity's name, and deposited at the time the investment is made lvith the entity or with a third party selected and approved by the entity; and (d) is placed through a primary government securities dealer, as defined by the Federal Reserve, or a .financial institution doing business in this state. (2) In this section, "repurchase agreement" means a simultaneous agreement to buy, hold for a specified time, and sell back at afuture date obligations described in VII A.(1)(a), at a market value at the time the fimds are disbursed (~{ not less than the principal amount of the fimds disbursed. The term includes a direct security repurchase agreement and a reverse security repurchase agreement. (3) Notwithstanding any other law, the term q{ any reverse security repurchase agreement may not exceed 90 days after the date the reverse security repurchase agreement is delivered (4) Money received by an entity under the terms q( a reverse security repurchase agreement shall be used to acquire additional authorized investments, but the term q{ the authorized investments acquired must mature not later than the expiration date stated in the reverse security repurchase agreement. D. Banker's Acceptances City of Wylie Investment Policy (As Revised January 9, 1998) Page 14 A bankers' acceptance is an authorized investment under this subchapter ?fthe bankers' acceptance: (1) has a stated maturity of 270 days or fewer from the date of its issuance; (2) will be, in accordance with its terms, liquidated in filII at maturity; (3) is eligible jiJr collateral for borrowingfrom a Federal ResenJe Bank; and (4) is accepted by a bank organized and existing under the laws of the United States or any state, if the short-term obligations of the bank, or ofa bank holding company oflvhich the bank is the largest subsidiary, are rated not less than A-I or P-I or an equivalent rating by at least one nationally recognized credit rating agency. E. Commercial Paper Commercial paper is an authorized investment under this subchapter if the commercial paper: (1) has a stated maturity of270 days orfewer from the date of its issuance; and (2) is rated not less than A-I or P-I or an equivalent rating by at least: (a) two nationally recot,1J1ized credit rating agencies; or (b) one nationally recognized credit rating agency and is fillly secured by an irrevocable letter o,fcredit issued by a bank organized and existing under the laws of the United States or any state. FMutual Funds (1) A no-load money market mutual fund is an authorized investment under this subchapter if the mutual jimd: (a) is registered with and regulated by the Securities and Exchange ('ommission; City of Wylie Investment Policy (As Revised January 9, 1998) Page 15 (b) provides the investing entity with a prospectus and other information required by the Securities and Exchange Act of 1934 (15 u.s.e. Section 78a et seq.) or the Investment Company Act of 1940 (15 U.S.e. Section 80a-1 et seq.): (c) has a dollar-weighted average stated maturity (?f90 days or fewer; and (d) includes in its investment o~jectives the maintenance of a stable net asset value of $1 for each share. (2) In addition to a no-load money market mutual fund permitted as an authorized investment in VIl F (1), a no-load mutual fimd is an authorized investment under this subchapter if the mutual fimd: (a) is registered with the Securities and Exchange Commission; (b) has an average weighted maturity of less than two years; (c) is invested exclusively in obligations approved by this subchapter; (d) is continuously rated as to investment quality by at least one nationally recognized investment ratingfirm qfnot less than AM or its equivalent; and (e) conforms to the requirements setforth in Vll H. (2) and (3) relating to the eligibility of investment pools to receive and invest fimd'l of investing entilie,",', (3) An entity is not authorized by this section to: (a) invest in the aggregate more than 80 percent of its monthly average fund balance, excluding bond proceeds and reserves and otherfimds held for debt service, in money market mutual .fimds de,s'cribed in VII F(1) or mutualfund5 described in, Vll F(2) either separately or collectively; (b) invest in the aggregate more than 15 percent of its monthly averagefimd balance, excluding bondproceeds and reserves and other fimds held for debt service, in mutual fimds described in VII F. (2); (c) invest any portion (~f bond proceeds, reserves andfimds held for debt service, in mutual.fimd'l described in VII F (2): or (d) invest its fimd5 or fund5 under its control, including bond City of Wylie Investment Policy (As Revised January 9, 1998) Page 16 proceed~ and reserves and other jimd~ held for debt service, in anyone mutual jimd described in VII F (1) or (2) in an amount that exceed~ 10 percent of the total assets of the mutual fimd. G. investment Pools (1) An entity may invest its fimds and jimds under its control through an eligible investment pool ~f the governing body of the entity by ntle, order, ordinance, or resolution, as appropriate, authorizes investment in the particular pool. An investment pool shall invest the .fimds it receives from entities in authorized investments permitted by this subchapter. (2) To be eligible to receivefimds from and invest fund~ on beha?f of an entity under this chapter, an investment pool mustfilrnish to the investment oiJicer or other authorized representative of the entity an (~fJering circular or other similar disclosure instrument that contains, at a minimum, the following information: (a) the types of investments in which money is allOlved to be invested; (b) the maximum average dollar-weighted maturity allowed, based on the stated maturity date, of the pool; (c) the maximum stated maturity date any investment security within the portfolio has; (d) the o~jectives of the pool; (e) the size of the pool; (f) the names of the members of the advisory board of the pool and the dates their terms expire; (g) the custodian bank that ~will safekeep the pool's assets; (h) whether the intent (~f the pool is to maintain a net asset value of one dollar and the risk o.fmarket price fluctuation; (1) whether the only source of payment is the assets o.lthe pool at market value or whether there is a secondary source (~l payment, such as insurance or guarantees, and a description of the secondary source (~f payment; (j) the name and address o.l the independent auditor of the pool; (k) the requirements to be sati.~'fiedfor an entity to deposit fund~' City of Wylie Investment Policy (As Revised January 9, 1998) Page 17 in and withdraw funds from the pool and any deadlines or other operating policies required for the entity to investfimds in and withdraw funds from the pool; and (I) the performance history of the pool, including yield, average dollar-weighted maturities, and expense ratios. (3) To maintain eligibility to receive funds from and investfimds on beha(1' of an entity under this chapter, an investment pool must filrnish to the investment officer or other authorized representative of the entity: (a) investment transaction confirmations; and (b) a monthly report that contains, at a minimum, the following information: (1) the types and percentage breakdown of securities in which the pool is invested; (2) the current average dollar-weighted maturity, based on the stated maturity date, of the pool; (3) the current percentage of the pool's por~l'olio in investments that have stated maturities of more than one year; (4) the book value versus the market value of the pool's por~folio, using amortized cost valuation; (5) the size of the pool; (6) the number o.fparticipants in the pool; (7) the custodian bank that is safekeeping the assets of the pool; (8) a listing 0.1' daily transaction activity of the entity participating in the pool; (9) the yield and expense ratio of the pool; (1 0) the porifolio managers ofthepool; and (1 1) any changes or addenda to the offering circular. (4) An entity by contract may delegate to an investment pool the authority to hold legal title as custodian 0.1' investments purchased with its localfimds. (5) In this section, "yield" shall be calculated in accordance with regulations governing the registration 0.1' open-end management City of Wylie Investment Policy (As Revised January 9,1998) Page 18 investment companies under the Investment Company Act of 1940, as promulgated from time to time by the federal Securities and Exchange Commission. (Ql To be eligible to receivefund<;from and investfunds on behalf of an entity under this chapter. a public funds investment pool created to function as a monev market mutual fund must mark its oortfolio to ... ... .. -"- .... market dailv. and. to the extent reasonably possible. stabilize at a $1 net asset value. If the ratio of the market vaule of the oortfolio divided .., ~ ., -"- .... by the book value of the por~folio is less than 0.995 or greater than 1.005. portfolio holdings shall be sold as necessary to maintain the ratio between 0.995 and 1.005. ill To be eligible to receivefimdsfrom and investfimds on behalf of an entity under this chapter. a public fimd5 investment pool must have an advisory board composed: (gl equa/zv of participants in the pool and other persons lfJho do not have a business relationshio with the 0001 and are .-- - qualtfied to advise the pool. for a public fimd5 investment pool created under Chapter 791 and managed by a state agency: or {bl of participants in the pool and other persons who do not have a business relationship with the pool and are qua/(fied to advise the 0001. for other investment oools. ~ .., ~ {1il To maintain eligibility to receive funds from and investfund5 on belahfof an entity under this chapter. an investment pool must be continuously rated no lower than AAA or AAA-m or at an equivalent rating by at least one nationally recognized rating service. VIII. INVES7MENTS NOTA UTHORIZED BY THE CITY The investments listed below, while legal investments under the Public Fund5 Investment Act, are not authorized by the City of Wylie Investment Policy. A more complete definition of the investment is contained in the investment policy section referenced below. A. Obligations (~f, or Guaranteed by, Governmental Entities including: City of Wylie Investment Policy (As Revised January 9,1998) Page 19 (1) Direct obligations (~lthis state or its agencies (VII A. (1) (b)), (2) Collateralized Mortgage Obligations guaranteed by the United States (VII A. (1) (c)), (3) Other Obligations guaranteed by this state or the United States (VII A. (1) (d)), (4) Obligatiofl5i of any state or political subdivision rated not less than A (VIlA. (I) (e)). B. Reverse Repurchase Agreements (VII C. (2), (3), & (4)). C. Bankers' Acceptances (VII D.). VH:-IX OTHER INVESTMENT GUIDELINES The City seeks active management of its portfolio assets. In the effort of meeting the objectives of this Policy, the City may from time to time sell securities that it owns in order to better position its portfolio assets. Sales of securities prior to maturity shall be documented and approved by the Director before such a transaction is consummated. Sales of securities yielding net proceeds less than 98 percent of the book value of the securities must be approved in advance and in writing by the City Manager. Three examples of situations involving the sale of securities prior to maturity are: ( 1 ) swap - to sell an investment to realize a capital gain, (2) to better position selected investments due to a change in market conditions, (3) to react to emergency liquidity demands. Each investment transaction must be based upon competitive quotations received from at least three broker/dealers who have been approved by the City in accordance with Texas law. The purchase and sale of all securities shall be on a delivery versus paYment or paYment versus delivery basis (i.e., for securities purchases, monies will not be released by the City's safekeeping bank until securities are City of Wylie Inves1ment Policy (As Revised January 9,1998) Page 20 received at the Federal Reserve Bank for further credit to the City's safekeeping bank. In the case of securities sales, monies will be received by the City's safekeeping bank via the Federal Reserve Bank as the securities are simultaneously released to the purchaser). In this manner the City will always have possession of either its securities or its monies. I*.X DIVERSIFICATION AND MATURITY LIMITS It is the policy of the City to avoid concentration of assets in a specific maturity, a specific issue, or a specific class of securities, with the exception of U.S. Treasury issues listed in Section VII A.(l)(a). The asset allocation in the portfolio should, however, be flexible depending upon the outlook for the economy and the securities markets. The City will not exceed the following maximum limits as a percentage of the total portfolio for each of the categories listed below: 5 pc.IGc.nt in ComnKIGial Paper 20 pCICC.nt in ~ionc.y 1imkct 1intual Funds 30 pc.IGc.nt in Cc.rtifiGMC.S of Dc.posit GO pc.rcc.nt in State and Local GOvc.IJ11llent Invc.stmc.nt Pools 30 pCIccnt in Instl:ml1cntal~ sc.Gcn:ities described in Sc.ctiOl1 .VII A. (2) Policr Investment CategOlY iHaximum % of lvlaximum Section Portfolio Alaturity l'lI.A. Obligations of the United States or its ]00% 2 years (l)(a) agencies and instrumentalities. VII. B. Certificates of Deposit & S'hare Certificates 30% ]8 man. VII. c. Repurchase Agreements (of type VII.A.(l)(a)) 100% ]80 days NOT Reverse Repurchase Agreements VII.E. Commercial Paper 5% 270 days T'l LV Mutual Funds 10% n/a VII. G. Investment Pools ]00% n/a City of Wylie Investment Policy (As Revised January 9, 1998) Page 21 In addition to the lnnitatiolls set forth above, the C~'s investment in aIry single money ffiatkct fund or investment pool shaH never exceed 10 percent of the total assets of the money market 11m-mal fund or in~estmcnt pool: The Director shall evaluate how each security purchased fits into the City's overall investment strategy. The amount ofinvcstrm:nts in U.S. Treasury and Agency Sectllities and Repmchase A~et:mt:nts backed by those securities, as defined in Sections VII A(1)(a) through A. (3), shall at no time bc less thCUl 30 peIcent of the total portfolio. The.e shall be no maximum limits on these investments. At all times the City shall maintain 10 percent of its total investment portfolio in instruments maturing in 90 days or less. The weighted average maturity of all securities and certificates of deposit in the City's total investment portfolio at any given time (not including cash or demand deposits) shall not exceed one and one-half years. Maturities shall be selected which provide for both stability of income and reasonable liquidity. ~XI. SELECTION OF BROKERJDEALERS The City shall maintain a list of broker/dealers and financial institutions which have been approved for investment purposes by the investment committee. (For the purpose of this investment policy, Broker/dealer will be used to refer to any brokerage firm, bank, investment pool, or .financial institution with whom the City does investment business). Securities may only be purchased from those authorized institutions and firms. The authorized broker/dealers .will be reviewed at least annually. To be eligible, a broker/dealer must meet at least one of the following criteria: 1) be recognized as a Primary Dealer as defmed by the New York Federal Reserve Market Reports Division; or 2) report voluntarily to the Market Reports Division of the Federal Reserve Bank of New York. City of Wylie Investment Policy (As Revised January 9, 1998) Page 22 Broker/dealers and othcr fmmdal institutions will be selected and recommended to the investment committee by the Director on the basis of their financial stability, expertise in cash management and their ability to service the City's account. Each broker/dealer, bank, or savings and loan that has been authorized by the City shall be required to submit and annually update a BrokerIDealer Information Request form which includes the fIrm's most recent fInancial statements. The Director shall maintain a fIle which includes the most recent BrokerIDealer information Request forms submitted by each fIrm approved for investment purposes. A copy of the submitted BrokerlDealer Information Request forms as well as a list of those broker/dealers approved by the City shall be maintained by the Director. INVESTMENT POLICY ACKNOWLEDGMENT. The City of Wylie will provide all approved securities dealers with a copy of the City's Investment Policy. A principal in the fIrm must execute a written statement acknowledging receipt and review of the policy and a statement acknowledging that reasonable procedures and controls have been implemented to preclude imprudent investment activities being conducted between the entity and the securities fIrm. All approved broker/dealer fIrms must have a completed City of Wylie broker/dealer questionnaire, investment policy, written acknowledgment per above guidelines, executed master repurchase agreement, if applicable, and current fInancial information on fIle. Cert~fication language should be mutually acceptable to both parties. An investment officer of the City may not buy any securities from a person who has not delivered to the City an instrument substantially in the form provided by this policy. The Director shall review the quality of service and [mancial stability of each broker/dealer and [mancial institution approved under this Section at least annually. Any approved broker/dealer or [mancial institution may be removed from the list of approved broker/dealers with the approval of the Director, if in the opinion of the Director, the fIrm has not performed adequately or its fInancial position is considered inadequate. *I:- XlI. SELECTION OF DEPOSITORIES The City shall maintain a list of authorized banks and savings and loans City of Wylie Investment Policy (As Revised January 9, 1998) Page 23 which are approved to provide Certificates of Deposit. To be eligible for authorization, a bank or savings and loan must be members of the FDIC and meet the minimum credit criteria (described below) of a credit analysis provided by a commercially available bank rating service such as Prudent Man Analysis, Inc., or Sheshunoff Public Finance Bank Rating Service. Banks or savings and loans failing to meet the minimum criteria or, in the judgement of the Director, no longer offer adequate safety for the City will be removed from the list. Bank rating guidelines will be calculated using publicly available information obtained from the Federal Reserve, the Comptroller of the Currency, or the banking institution itself. Data obtained from bank rating services will include factors covering the following: overall rating, liquidity policy, credit risk policy, interest rate policy, profitability and capital policy. Financial institutions selected to issue certificates of deposit to the City in excess of $100,000 or that are selected as Safekeeping or Custodial agents for the City shall meet the following criteria: 1) have a Sheshunoff Public Finance Peer Group Rating of thirty or better on a scale of zero to one hundred with one hundred being the highest rating at the time of selection or 2) have a Prudent Man Express Analysis overall rating of three or better on a scale of one to five with one being the highest quality for the most recent reporting quarter before the time of selection, and 3) qualify as a depository of public funds in the State of Texas. The Director shall maintain a file of the credit rating analysis reports performed for each approved firm. In addition to the foregoing requirements, with respect to bond proceeds and reserves or other funds maintained for debt service purposes, a depository of such funds must be selected by competitive bidding by two banks located within the boundaries of the City or if there are not two banks available within the City's boundaries that are willing and able to accept such deposits, then at least three bids must be obtained from banks situated in Collin County that are willing and able to accept such deposits. *frXllI. SAFEKEEPING AND CUSTODY City of Wylie Investment Policy (As Revised January 9, 1998) Page 24 Investment securities purchased for the City will be delivered by either book entry or physical delivery and shall be held in third-party safekeeping by a Federal Reserve Member fmancial institution designated as the City's safekeeping and custodian bank. The City may designate more than one custodian bank, but the safekeeping banks shall not be a depository bank. The City shall execute a Safekeeping Agreement with each bank prior to utilizing the custodian's safekeeping services. Only a state or national bank located within the State of Texas may be utilized as a custodian of securities pledged to secure certificates of deposit. The safekeeping agreement must provide that the safekeeping bank will immediately record and promptly issue and deliver a signed safekeeping receipt showing the receipt and the identification of the security, as well as the City's interest. The Director shall maintain a list of designated custodian banks and a copy of the Safekeeping Agreement executed with each custodian bank. The City must approve release of securities in writing prior to their removal from the custodial account. A telephone facsimile of a written authorization shall be sufficient if the custodian orally confirms receipt of the transmission and an exact copy of the document is retained in the City's files. In no event shall the custodial bank be an authorized depository bank, issuer of repurchase agreements in which the City invests or broker/dealer of securities on behalf of the City. All securities shall be confirmed in the name of the City and delivered to an approved custodial bank or carried at a Federal Reserve Bank in the name of the City. The Custodian shall not otherwise deposit purchased or pledged securities. All book entry securities owned by the City shall be evidenced by a safekeeping receipt issued to the City and signed by the appropriate officer at the custodian bank stating that the securities are held in the Federal Reserve system in a CUSTOMER ACCOUNT naming the City as the "customer." In addition, the custodian bank will, when requested, furnish a copy of the delivery advice received by the custodian bank from the Federal Reserve Bank. All certificated securities (those transferred by physical delivery) shall: 1) be held by an approved custodian bank or any correspondent bank in New York City approved by the Director; and 2) the correspondent bank or the City's safekeeping bank shall issue a safekeeping receipt to the City evidencing City of Wylie Investment Policy (As Revised January 9, 1998) Page 25 that the securities are held by the correspondent bank for the City. The original safekeeping receipt for each transaction including purchased securities under a repurchase agreement and collateral securing deposits will be forwarded to the Director or his designee and held in a secured file by the City. *Hf:-XIV. RECORD KEEPING AND REPORTING A record shall be maintained of all bids and offerings for securities transactions in order to ensure that the City receives competitive pricing. All transactions shall be documented by the person authorizing the transaction in a form that shows that person's name, the party instructed to execute the transaction, the date, a description of the transaction and a brief statement of the reason( s) for the transaction. At least once each quarter, the Director shall verify that all securities purchased by or pledged to the City are on hand in appropriate form. The City, in conjunction with its annual financial audit, shall perform a compliance audit of management controls on investments and adherence to the City's established investment policies. Each depository of the City's funds shall maintain separate, accurate and complete records relating to all deposits of the City's funds, the securities pledged to secure such deposits and all transactions relating to the pledged securities. Each approved custodian shall maintain separate, accurate and complete records relating to all securities received on behalf of the City, whether pledged, purchased or subject to repurchase agreement, as well as all transactions related to such securities. In addition, each depository shall file all reports required by the Texas State Depository Board. Each depository and custodian shall agree to make all the records described in this paragraph available to the Director's designee and the City's auditors at any reasonable time. All broker/dealers, custodians, depositories and investment advisors shall maintain complete records of all transactions that they conducted on City of Wylie Investment Policy (As Revised January 9, 1998) Page 26 behalf of the City and shall make those records available for inspection by the Director or other representatives designated by the City Councilor City Manager. All sales of securities for less than the book value of the security shall be approved by the Director and reported to the City Council at the next regular meeting. Sales of securities for less than 98 percent of the book value of the securities must be approved by both the City Manager and the Director. An investment report shall be prepared by the Director and signed by each (?Dicer and employee of the City authorized to conduct any of the City's investment activity, on a quarterly basis listing all of the investments held by the City, beginning and ending market value for period, the current market valuation of the investments and transaction summaries, including a detailed list of the gains and losses recognized. The market value l1/ill be determined by: (1) written reports such as the Wall Street Journal; (2) on-line services such a~' Bloomberg; or (3) through a primary dealer or national bank that is independent of the spec~fic security being valued. The report must state the pooled jimd groupfhr each asset/security. The report shall explain the total investment return during the previous quarter and compare the portfolio's performance to other benchmarks of performance. flinvested in securities, the City's audit firm must review the quarterly reports annually and the result of the review shall be reported to the City Council by that auditor. Within 90 days after the end of the City's fiscal year, the Director shall prepare, sign and deliver to the City Manager and the City Council an annual report on the City's investment program and investment activity which has also been signed by each officer and employee of the City authorized to conduct any of the City's investment activity. The annual report shall include full year and separate monthly comparisons of investment return. Such annual report shall include an analysis of the compliance with this Policy as well as changes in the applicable laws and regulations during the previous year and may include any other items of significance related to the investment program. The annual investment report will be reviewed as a part of the annual audit. *IV:- XV ETHICS AND CONFLICTS OF INTEREST City of Wylie Investment Policy (As Revised January 9,1998) Page 27 Officers and employees of the City involved in the investment process shall refrain from personal business activity that involves any of the City's approved custodians, depositories, broker/dealers or investment advisors and shall refrain from investing in any security issue held by the City. Employees and officers shall not utilize investment advice concerning specific securities or classes of securities obtained in the transaction of the City's business for personal investment decisions, shall in all respects subordinate their personal investment transactions to those of the City, particularly with regard to the timing of purchases and sales and shall keep all investment advice obtained on behalf of the City and all transactions contemplated and completed by the City confidential, except when disclosure is required by law. An investment officer of the City who has a personal business relationship with an organization seeking to sell an investment to the City shall file a statement disclosing that personal business interest. An investment officer who is related within the second degree by affinity or consanguinity to an individual seeking to sell an investment to the City shall file a statement disclosing that relationship. A statement required under this subsection must be filed with the Texas Ethics Commission and the governing body of the City. *V:- XVI. POLICY REVISIONS This Investment Policy will be reviewed at least annually by the City Manager, Director of Finance and designated investment officer and revised when necessary. All revisions shall be approved by the City Council. City of Wylie Investment Policy (As Revised January 9, 1998) Page 28 Investments Authorized for Municipalities by Local Government Code, Title 10, Chapter 2256, "Public Funds Investment Act" Description Examples AUthonzed by Section in WIP Pl'lA Code City Section I. Obligations of, or Guaranteed by, Governmental Entities including: A. Obligations of the United States or US T -bills, Yes its instrumentalities (City Policy US T -notes, US restricts to maturities < 2 years T -bonds, from purchase date) Debentures, Discount notes B. Direct Obligations of this state or State Issued Bonds No VILA. 2256.009 its agencies C. Collateralized Mortgage Fannie Mae, No Obligations guaranteed by the Freddie Mac, etc... United States D. Other Obligations guaranteed by No this state or the United States E. Obligations of any state or political Bonds No subdivision rated not less than A II. Certificates of Deposit and Share Bank CD's Yes Certificates, issued in this state and VII.B. 2256.010 properly secured III. Repurchase Agreements: A. Repurchase Agreements Any authorized Yes security bought under an agrmnt to VII. C. 2256.011 repurchase at a specified date. B. Reverse Repurchase Agreements No IV. Bankers' Acceptances No VII. D 2256.012 V. Commercial Paper Short-term Yes VILE 2256.013 Promissory Notes VI. Mutual Funds: Yes A. No-load Money Market Mutual Funds VII. F. 2256.014 B. No-load Mutual Funds VII. Investment Pools rated AAA or TexPool, Logic Yes VII. G. 2256.016 AAA-m City of Wylie Investment Policy (As Revised January 9,1998) Page 29 VII, IX VII VII IV VI XIV XIV IV IV IV IV XIII XIII XIII XIII XIII XIII XIII XIII XIII XIII XIII XIII XIII ATTACHMENT B A LOCAL GOVERNMENT COMPLIANCE CHECKLIST for the' TEXAS PUBLIC FUNDS INVESTMENT ACT The Public Funds Investment Act was amended in 1997 as it has been in every legislative session since its initial adoption in 1987. The Act now has several requirements which must be met by local governments. The following is a condensed checklist of those requirements. Each government should review its investment program to assure compliance. SECURITIES * -Investment policy must include the maximum allowable maturity on any investment ** -Investment policy must a list authorized investments from the Act ** -Investment policy may list investments unauthorized by the Entity (The Act includes a list of "unauthorized" securities) INVESTMENT OFFICER DESIGNA nON * -Governing body must designate an "investment officer(s)" * -Investment Officer must invest in accordance with the Prudent Person Rule * -Personal business relationships with businesses offering to engage in investment transactions must be disclosed to Texas Ethics Commission and rued with the governing body of the entity * -A.11 relations within the 2nd degree of affmity or consanguinity must be disclosed ** -Training required for Treasurer or CFO (if not Treasurer) and investment officers ** -Officers must attend a training session on responsibilities within 12 months of taking office ** -Officers must attend at least ten hours of training every two years ** -Training must be from an independent source (not the investing entity itself) REPORTING * -Written quarterly reports to the governing body and CFO are required -Quarterly reporting must: l.detail the investment position of the entity 2.be prepared and signed by all investment officers .3.contain summary statement of GAAP compliance ** f 4.include beginning and ending market value or period 5.include additions and changes to market value during period .6.include fully accrued interest for period 7.state book and market for each security/holding (beginning and end) 8.include the stated maturity date of each asset 9.state the pooled fund group for each asset/security * -Reporting must state compliance to local strategies and PFIA ** -If invested in securities, the auditor must review the quarterly reports annually * * * * * * * ** Wylie Investment Policy (WIP) Roman Numerals Refers to Section in WIP *Current Policy **Policy Needs to be Modified for this Requirement. Patterson & Associares x x x x X III, X XIII VI XV XV I v. II IV VII V, IV X:III, VIII VIII V V V V V VIII, IX INTERNAL OPERATIONAL CONTROLS -Broker/Dc.ller Certification * A copy of the Policy must be supplied to each broker/dealer/bank/pool Certification is required from the counterpany th.lt it has * 1.received and reviewed policy * 2.acknowledged procedures to preclude unauthorized transactions ** Certification language should be mutually acceptable to both parties * Transactions are not authorized with entities not providing certific.uion * Broker listing reviewed annually by governing body/designated committee * -Required annual compliance audit of management controls and adherence to policy * -A prudence review will be based on the entire portfolio not individual securities '" CONTRACTS AND POLICIES * -Investment Policy must be formally adopted and annually reviewed by governing body * -Changes to the policy must be in written resolution form from governing body * -Policy must be written * -Policy must identify pooled fund groups * -Policy must eJ11ph:l~i71' safety of principal and liquidity * -Policy must address: diversification, yield, security maturities, staff capabilities * -Policy must include mmmum allowable maturity on any investment * -Policy must include ma:rimum dollar weighted maturity of portfolios ** -Policy must include methods used to monitor market price * -Policy must require delivery versus payment settlements * -Investme~t Strategies must be formally adopted for each pooled fund group * -Strategies must be written ** -Strategies must be reviewed annually by governing body ** -Changes to strategies must be in written form from the governing body ** -Strategies must address the following in priority order: Suitability of the investment to the entity Preservation and safety of principal Marketability of the securities Liquidity Diversification Yield IX PORTFOLIO RESTRICTIONS ON INTENT AND CONTENT -Funds in munlal funds are restricted to: ** 1.no more than 8C% of average fund balance in all funds ** 2.no more than 15% of average fund balance in mutual funds ** 3.no bond funds are permitted in mutual funds * 4.no more than 10% ownership of any mutual or money market fund Patterson & Associares http://w\vw.capitol.state.lx.us/tloI75r/billtext/HB02799F.HTM 75(R) BB 2799 Enrolled version - Bill Text 1-1 1-2 1-3 1-4 1-5 1-6 1-7 1-8 1-9 1-10 1-11 1-12 1-13 1-14 1-15 1-16 1-17 1-18 1-19 1-20 1-21 1-22 1-23 1-24 2-1 2-2 2-3 2-4 2-5 2-6 2-7 2-8 2-9 2-10 2-11 2-12 2-13 2-14 2-15 2-16 2-17 2-18 2-19 2-20 2-21 2-22 2-23 2-24 2-25 2-26 2-27 3-1 3-2 3-3 3-4 3-5 3-6 3-7 3-8 3-9 3-10 3-11 3-12 3-13 lon AN ACT relating to investment practices of governmental entities. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 2256.002, Government Code, is amended by amending Subdivisions (2) and (8), adding a new Subdivision (10), and renumbering existing Subdivisions (10)-(12) as Subdivisions (11)-(13) to read as follows: (2) "Book value" means the original acquisition cost [f~cc or par ~Glue] of an investment plus [accrued intereot] or minus the accrued amortization or accretion. (8) "Market value" means the current face or par value of an investment multiplied by the net selling price of the security as quoted by a recognized market pricing source [~roffiiUffi or diocount] quoted on the valuation date. (10) "Qualified representative" means a person who holds a position with a business organization, who is authorized to act on behalf of the business organization, and who is one of the following: (A) for a business organization doing business that is regulated by or registered with a securities commission, a person who is registered under the rules of the National Association of Securities Dealers; (B) for a state or federal bank, a savings bank, or a state or federal credit union, a member of the loan committee for the bank or branch of the bank or a person authorized by corporate resolution to act on behalf of and bind the banking institution; or (C) for an investment pool, the person authorized by the elected official or board with authority to administer the activities of the investment pool to sign the written instrument on behalf of the investment pool. (11) "School district" means a public school district. (I2) [-++:1:-1-] "Separately invested asset" means an account or fund of a state agency or local government that is not invested in a pooled fund group. (13) [~] "State agency" means an office, department, commission, board, or other agency that is part of any branch of state government, an institution of higher education, and any nonprofit corporation acting on behalf of any of those entities. SECTION 2. Section 2256.004, Government Code, is amended to read as follows: Sec. 2256.004. APPLICABILITY. This subchapter does not apply to: (1) a public retirement system as defined by Section 802.001; (2) state funds invested as authorized by Section 404.024; (3) an institution of higher education having total endowments of at least $95 million in book value on May 1, 1995; [er] (4) funds invested by the Veterans' Land Board as authorized by Chapter 161, 162, or 164, Natural Resources Code; or (5) a deferred compensation plan that qualifies under either Section 401(k) or 457 of the Internal Revenue Code of 1986 (26 U.S.C. Section 1 et seq.), as amended. SECTION 3. Section 2256.005, Government Code, is amended to read as follows: Sec. 2256.005. INVESTMENT POLICIES; INVESTMENT STRATEGIES; INVESTMENT OFFICER. (a) The governing body of an investing entity shall adopt by rule, order, ordinance, or resolution, as appropriate, a written investment policy regarding the investment of its funds and funds under its control. (b) The investment policies must: 01/01/9813:57:14 75(R) HB 2799 Enrolled version - Bill Text http://www.capitol.state.tx.us/t10/75r/billtextlHB02799F.HTM 3-14 3-15 3-16 3-17 3-18 3-19 3-20 3-21 3-22 3-23 3-24 3-25 3-26 3-27 4-1 4-2 4-3 4-4 4-5 4-6 4-7 4-8 4-9 4-10 4-11 4-12 4-13 4-14 4-15 4-16 4-17 4-18 4-19 4-20 4-21 4-22 4-23 4-24 4-25 4-26 4-27 5-1 5-2 5-3 5-4 5-5 5-6 5-7 5-8 5-9 5-10 5-11 5-12 5-13 5-14 5-15 5-16 5-17 5-18 5-19 5-20 5-21 5-22 5-23 20f7 (1) be written; (2) primarily emphasize safety of principal and liquidity; (3) address investment diversification, yield, and maturity and the quality and capability of investment management; and (4) include: (A) a list of the types of authorized investments in which the investing entity's funds may be invested; (B) the maximum allowable stated maturity of any individual investment owned by the entity; [~] (C) for pooled fund groups, the maximum [average] dollar-weighted average maturity allowed based on the stated maturity date for the portfolio~ (D) methods to monitor the market price of investments acquired with public funds; and (E) a requirement for settlement of all transactions, except investment pool funds and mutual funds, on a delivery versus payment basis. (c) The investment policies may provide that bids for certificates of deposit be solicited: (1) orally; (2) in writing; (3) electronically; or (4) in any combination of those methods. (d) As an integral part of an investment policy, the governing body shall adopt a separate written investment strategy for each of the funds or group of funds under its control. Each investment strategy must describe the investment objectives for the particular fund using the following priorities in order of importance: (1) understanding of the suitability of the investment to the financial requirements of the entity; (2) preservation and safety of principal; (3) liquidity; (4) marketability of the investment if the need arises to liquidate the investment before maturity; (5) diversification of the investment portfolio; and (6) yield. (e) The governing body of an investing entity shall review its investment policy and investment strategies not less than annually. The governing body shall adopt a written instrument by rule, order, ordinance, or resolution stating that it has reviewed the investment policy and investment strategies and that the written instrument so adopted shall record any changes made to either the investment policy or investment strategies. (f) Each investing entity shall designate, by rule, order, ordinance, or resolution, as appropriate, one or more officers or employees of the state agency, local government, or investment pool as investment officer to be responsible for the investment of its funds [. Unle.J.J othen.ioe authorized by la\;, a peroen Rlay not depoGit, <"ithdra\;, invuJt, tyanGfcr, or fflana~c in an) ether fflanner funeD of a Dtate agency, local ~overnmcnt, or inveotment peel \,ithout ellf3rCDG '"ritten authority of the gc';erning body, chief eJ{ecuti7e officer, or chief financial officer of th.e Gtate a~ency, local g07ernment, or inveDtment pool,] consistent with the investment policy adopted by the entity. Authority granted to a person to [depo.Jit, ~ithdrm;,] invest[, tranGfer, or manage] an entity's funds is effective until rescinded by the investing entity or until termination of the person's employment by the investing entity. In the administration of the duties of an investment officer, the person designated as investment officer shall exercise the judgment and care, under prevailing circumstances, that a prudent person would exercise in the management of the person's own 01101198 13:57:55 75~R) fiB 2799 Enrolled yersion - Bill Text http://www.capitol.state.tx.us/t10/75rlbilltext/HB02799F.HT~1 5-24 5-25 5-26 5-27 6-1 6-2 6-3 6-4 6-5 6-6 6-7 6-8 6-9 6-10 6-11 6-12 6-13 6-14 6-15 6-16 6-17 6-18 6-19 6-20 6-21 6-22 6-23 6-24 6-25 6-26 6-27 7-1 7-2 7-3 7-4 7-5 7-6 7-7 7-8 7-9 7-10 7-11 7-12 7-13 7-14 7-15 7-16 7-17 7-18 7-19 7-20 7-21 7-22 7-23 7-24 7-25 7-26 7-27 8-1 8-2 8-3 8-4 8-5 8-6 30f7 affairs. Unless authorized by law, a person may not deposit, withdraw, transfer, or manage in any other manner the funds of the investing entity. (g) Subsection (f) does not apply to a state agency, local government, or investment pool for which an officer of the entity is assigned by law the function of investing its funds. (h) An officer or employee of a commission created under Chapter 391, Local Government Code, is ineligible to be designated as an investment officer under Subsection (f) for any investing entity other than for that commission. (i) An investment officer of an entity who has a personal business relationship with a business organization offering to engage in an investment transaction with [an entity Decking to Dell an inveotmcnt to] the entity shall file a statement disclosing that personal business interest. An investment officer who is related within the second degree by affinity or consanguinity, as determined under Chapter 573, to an individual seeking to sell an investment to the investment officer's entity shall file a statement disclosing that relationship. A statement required under this subsection must be filed with the Texas Ethics Commission and the governing body of the entity. For purposes of this subsection, an investment officer has a personal business relationship with a business organization if: (1) the investment officer owns 10 percent or more of the voting stock or shares of the business organization or owns $5,000 or more of the fair market value of the business organization; (2) funds received by the investment officer from the business organization exceed 10 percent of the investment officer's gross income for the previous year; or (3) the investment officer has acquired from the business organization during the previous year investments with a book value of $2,500 or more for the personal account of the investment officer. (j) The governing body of an investing entity may specify in its investment policy that any investment authorized by this chapter is not suitable. (k) A written copy of the investment policy shall be presented to any person offering to engage in an investment transaction with an investing entity [DeeJeing to oell to the cfiti ty an authorized in~eotmcnt]. For purposes of this subsection, a business organization includes investment pools. Nothing in this subsection relieves the investing entity of the responsibility for monitoring the investments made by the investing entity to determine that they are in compliance with the investment policy. The qualified representative [re~iotered principal] of the business organization offering to engage in an investment transaction with an investing entity [occ]ein~ to oell an authorized invcotment] shall execute a written instrument in a form acceptable to the investing entity and the business organization substantially to the effect that the business organization [rcgiotcred principal] has: (1) received and [thoroughly] reviewed the investment policy of the entity; and (2) acknowledged that the business organization has implemented reasonable procedures and controls in an effort to preclude [imprudent in~cotmcnt activiticD arioifig out of] investment transactions conducted between the entity and the organization that are not authorized by the entity's investment policy, except to the extent that this authorization is dependent on an analysis of the makeup of the entity's entire portfolio or requires an interpretation of subjective investment standards. (1) The investment officer of an entity may not acquire or otherwise obtain any authorized investment described in the investment policy of the investing entity [buy any oecuritieo] from 01/01/98 13:58: lC 75(R) HB 2799 Emolled version - Bill Text http://w\\w.capitol.state.tx.us/do/75r/billtext/HB02799F.HTM 8-/ 8-8 8-9 8-10 8-11 8-12 8-13 8-14 8-15 8-16 8-17 8-18 8-19 8-20 8-21 8-22 8-23 8-24 8-25 8-26 8-27 9-1 9-2 9-3 9-4 9-5 9-6 9-7 9-8 9-9 9-10 9-11 9-12 9-13 9-14 9-15 9-16 9-17 9-18 9-19 9-20 9-21 9-22 9-23 9-24 9-25 9-26 9-27 10-1 10-2 10-3 10-4 10-5 10-6 10-7 10-8 10-9 10-10 10-11 10-12 10-13 10-14 10-15 10-16 40f7 a person who has not delivered to the entity the l~J instrument required [in ouhotantially the form pro~ided] by Subsection (k). (m) An investing entity, in conjunction with its annual financial audit, shall perform a compliance audit of management controls on investments and adherence to the entity's established investment policies. State agencies shall report the results of the audit performed under this subsection to the state auditor. The state auditor shall compile the results of reports received under this subsection and annually report those results to the legislative audit committee. SECTION 4. Section 2256.007, Government Code, is amended by adding Subsection (d) to read as follows: (d) An investment officer shall attend a training session not less than once in a two-year period and may receive training from any independent source approved by the governing body of the state agency. The investment officer shall prepare a report on this subchapter and deliver the report to the governing body of the state agency not later than the 180th day after the last day of each regular session of the legislature. SECTION 5. Section 2256.008(a), Government Code, is amended to read as follows: (a) The treasurer, the chief financial officer if the treasurer is not the chief financial officer, and the investment officer of a local government shall~ (1) attend at least one training session relating to the treasurer's or officer's responsibilities under this subchapter [chapter] within 12 months after taking office or assuming duties; and (2) attend an investment training session not less than once in a two-year period and receive not less than 10 hours of instruction relating to investment responsibilities under this subchapter from an independent source approved by the governing body of the local government or a designated investment committee advising the investment officer as provided for in the investment policy of the local government. SECTION 6. Section 2256.010, Government Code, is amended to read as follows: Sec. 2256.010. AUTHORIZED INVESTMENTS: CERTIFICATES OF DEPOSIT AND SHARE CERTIFICATES. A certificate of deposit is an authorized investment under this subchapter if the certificate is issued by a state or national bank domiciled in this state, a savings bank [and loan aOGooiation] domiciled in this state, or a state or federal credit union domiciled in this state and is: (1) guaranteed or insured by the Federal Deposit Insurance Corporation or its successor or the National Credit Union Share Insurance Fund or its successor; (2) secured by obligations that are described by Section 2256.009(a), including mortgage backed securities directly issued by a federal agency or instrumentality that have a market value of not less than the principal amount of the certificates, but excluding those mortgage backed securities of the nature described by Section 2256.009(b); or (3) secured in any other manner and amount provided by law for deposits of the investing entity. SECTION 7. Section 2256.014(a), Government Code, is amended to read as follows: (a) A no-load money market mutual fund is an authorized investment under this subchapter if the mutual fund: (1) is registered with and regulated by the Securities and Exchange Commission; (2) provides the investing entity with a prospectus and other information required by the Securities Exchange Act of 1934 (15 U.S.C. Section 78a et seq.) or the Investment Company Act of 1940 (15 U.S.C. Section 80a-1 et seq.); 01/01/98 13:58:29 75(R) HB 2799 Enrolled version - Bill Text http://www.capitol.state.Lx.us/tlo/75rlbilltextlHB02799F.HTM lU-l/ 10-18 10-19 10-20 10-21 10-22 10-23 10-24 10-25 10-26 10-27 1l-1 1l-2 1l-3 1l-4 1l-5 1l-6 1l-7 1l-8 1l-9 1l-10 1l-1l 1l-12 11-13 11-14 1l-15 1l-16 1l-17 1l-18 1l-19 1l-20 1l-21 1l-22 1l-23 11-24 1l-25 1l-26 1l-27 12-1 12-2 12-3 12-4 12-5 12-6 12-7 12-8 12-9 12-10 12-1l 12-12 12-13 12-14 12-15 12-16 12-17 12-18 12-19 12-20 12-21 12-22 12-23 12-24 12-25 12-26 50f7 lJ) has a dOllar-welghted average stated maturlty or 90 days or fewer; and (4) [-H+J includes in its investment objectives the maintenance ~a stable net asset value of $1 for each share. SECTION 8. The heading to Section 2256.015, Government Code, is amended to read as follows: Sec. 2256.015. AUTHORIZED INVESTMENTS FOR STATE AGENCIES: GUARANTEED INVESTMENT CONTRACTS. SECTION 9. Section 2256.016, Government Code, is amended by adding Subsections (f), (g), and (h) to read as follows: (f) To be eligible to receive funds from and invest funds on behalf of an entity under this chapter, a public funds investment pool created to function as a money market mutual fund must mark its portfolio to market daily, and, to the extent reasonably possible, stabilize at a $1 net asset value. If the ratio of the market value of the portfolio divided by the book value of the portfolio is less than 0.995 or greater than 1.005, portfolio holdings shall be sold as necessary to maintain the ratio between 0.995 and 1. 005. (g) To be eligible to receive funds from and invest funds on behalf of an entity under this chapter, a public funds investment pool must have an advisory board composed: (1) equally of participants in the pool and other persons who do not have a business relationship with the pool and are qualified to advise the pool, for a public funds investment pool created under Chapter 791 and managed by a state agency; or (2) of participants in the pool and other persons who do not have a business relationship with the pool and are qualified to advise the pool, for other investment pools. (h) To maintain eligibility to receive funds from and invest funds on behalf of an entity under this chapter, an investment pool must be continuously rated no lower than AAA or AAA-m or at an equivalent rating by at least one nationally recognized rating service. SECTION 10. read as follows: Sec. 2256.017. EXISTING INVESTMENTS [rOP,TFCLIO OF CErtTl'.IN HNESnmtJT rOOLS J. An entity is not required to liquidate investments that were authorized investments at the time of purchase. [~ public fundo in~eotmcnt pool crented to function no n Ff.oney mnrlcet mutunl fund muot mnr]: i to portfolio to marlcet daily nnd, to the eHtent reaoonnbly poooible, otnbilize nt a ~1 net aooet ynlue. If the ratio of the mnrJcct 'wlue of the portfolio di~ided by the boole "."alue of the portfolio io leoo thnn G. 995 or greater t~nn 1.005, portfolio holdingo ohnll be oold no ncccconry to mJ.intnin the ratio bet'.,'ecn 0.995 nnd 1.005.] SECTION 11. Section 2256.019, Government Code, is amended to read as follows: Sec. 2256.019. Rating of Certain Investment Pools. A public funds investment pool must be continuously rated no lower than AAA or AAA-m or at an equivalent rating by at least one nationally recognized rating service or no lower than investment grade by at least one nationally recognized rating service with a weighted average maturity no greater than 90 days. SECTION 12. Section 2256.023, Government Code, is amended by amending Subsection (b) and adding Subsection (d) to read as follows: (b) Section 2256.017, Government Code, is amended to entity on The report must: (1) describe in detail the the date of the report; (2) be prepared jointly by all investment officers of investment position of the the entity; (3) be signed by each investment officer of the entity; 01/01/98 13:58:44 75(R) HB 2799 Enrolled version - Bill Text http://w\\w.capitol.state.tx.us/tlo/75r/billtextlHB02799F.HTM 1L-L I 13-1 13-2 13-3 13-4 13-5 13-6 13-7 13-8 13-9 13-10 13-11 13-12 13-13 13-14 13-15 13-16 13-17 13-18 13-19 13-20 13-21 13-22 13-23 13-24 13-25 13-26 13-27 14-1 14-2 14-3 14-4 14-5 14-6 14-7 14-8 14-9 14-10 14-11 14-12 14-13 14-14 14-15 14-16 14-17 14-18 14-19 14-20 14-21 14-22 14-23 14-24 14-25 14-26 14-27 15-1 15-2 15-3 15-4 15-5 15-6 15-7 15-8 15-9 60f7 [q) conLaln a summary SLaLemenL, preparea In compliance with generally accepted accounting principles, of each pooled fund group that states the: (A) beginning market value for the reporting period; (B) additions and changes to the market value during the period; [~] (C) ending market value for the period; and (D) fully accrued interest for the reporting period; (5) state the book value and market value of each separately invested asset at the beginning and end of the reporting period by the type of asset and fund type invested; (6) state the maturity date of each separately invested asset that has a maturity date; (7) state the account or fund or pooled group fund in the state agency or local government for which each individual investment was acquired; and (8) state the compliance of the investment portfolio of the state agency or local government as it relates to: (A) the investment strategy expressed in the agency's or local government's investment policy; and (B) relevant provisions of this chapter. (d) If an entity invests in other than money market mutual funds, investment pools or accounts offered by its depository bank in the form of certificates of deposit, or money market accounts or similar accounts, the reports prepared by the investment officers under this section shall be formally reviewed at least annually by an independent auditor, and the result of the review shall be reported to the governing body by that auditor. SECTION 13. Subchapter A, Chapter 2256, Government Code, is amended by adding Sections 2256.025 and 2256.026 to read as follows: Sec. 2256.025. SELECTION OF AUTHORIZED BROKERS. The governing body of an entity subject to this subchapter or the designated investment committee of the entity shall, at least annually, review, revise, and adopt a list of qualified brokers that are authorized to engage in investment transactions with the entity. Sec. 2256.026. STATUTORY COMPLIANCE. All investments made by entities must comply with this subchapter and all federal, state, and local statutes, rules, or regulations. SECTION 14. Subchapter B, Chapter 2256, Government Code, is amended by adding Section 2256.056 to read as follows: Sec. 2256.056. COMPLIANCE WITH OTHER LAWS. Notwithstanding any other law, a municipality with a population of less than 50,000 may not issue for any purpose or cause to be issued in its behalf any installment sale obligation or lease-purchase obligation having the principal amount of $1 million or more without complying with the provisions of Section 3.002, Chapter 53, Acts of the 70th Legislature, 2nd Called Session, 1987 (Article 717k-8, Vernon's Texas Civil Statutes), regardless of whether the obligation was issued individually or in a series of related transactions, or whether the obligation was issued with no recourse to the local government. SECTION 15. Section 2256.018, Government Code, is repealed. SECTION 16. This Act takes effect September 1, 1997, and applies only to investment activities of a governmental entity subject to Chapter 2256, Government Code, that occur on or after that date. SECTION 17. The importance of this legislation and the crowded condition of the calendars in both houses create an emergency and an imperative public necessity that the constitutional rule requiring bills to be read on three several 01/01/9813:58:59 75(R) HB 2799 Enrolled version - Bill Text 70f7 15-10 http://w\\w.capitol.state.tx.us/tlo/75r/billtext/HB02799F.HTM days in each house be suspended, and this rule is hereby suspended. President of the Senate I certify that H.B. No. 2799 6, 1997, by a non-record vote; and Senate amendments to H.B. No. 2799 vote. Speaker of the House was'passed by the House on May that the House concurred in on May 28, 1997, by a non-record Chief Clerk of the House I certify that H.B. No. 2799 was passed by the Senate, with amendments, on May 24, 1997, by a viva-voce vote. APPROVED: Date Governor Secretary of the Senate 01/01/9813:59:14